• How has your approach to handling finances affected your marital oneness? Brought you together or driven you apart?
  • Are you and your spouse in agreement or has there been conflict over money? What were your differences in this area?
  • Do you live by a clear budget? If not, would you like some help in learning how to get started moving in that direction?
  • How do you handle debt? Do you have a plan for keeping debt under control? How do you use credit cards, for example?
  • Is there a personal friend or adviser or you know who has a good handle on finances and who can offer you some insight?
  • Do you view yourself as an owner or as a steward of your finances? What does that mean for you practically?
  • Have you considered what areas of spiritual growth God desires for you during this financial struggle? Can we discuss that together?
  • Did you have good financial role models growing up? If not, are you open to resources that might help fill that void?
  • Would you say that your mind is generally more focused on earthly rewards or on eternal rewards?
  • Is a desire for too much putting undue strain on your life? Honestly, are you pursuing God or the “American dream”?
  • How would you describe the balance between “not too much” and “not too little?” (Prov. 30:8‐9)
  • What do you believe is the most important change that needs to occur in the financial area of your life and marriage?
  • What is one step you can take in the right direction and how can I help you do that?